Coastal Law


About Coastal Law

Some banks set a clause in mortgages, which for more than lower the Euribor, you always pay a minimum. Thus the mortgaged never could benefit from the fall in current interest rates, having to pay a cost on every month. For example, a mortgage of 150,000 euros to 25 years Interest: Euribor + 0.60 and SOIL CLAUSE OF 3.25% 169.66 euros would be paying more per month, or what is the same, 2,035 euros over a year.

About your defense

You may cancel your soil and benefit clause lifetime of low interest rates, which in some mortgages means a drop of more than 300 euros per month. CajaMar entities such as BBVA or are required by law to remove the clause floor, so that customers of these banks and are already taking advantage of current very low interest.
If you can not identify if you have ground clause or not, you can send a copy of your mortgage deed and inform you in detail and without obligation.

– Study of the legal feasibility of its clauses without obligation or cost
– We will assess the viability of any court action
– We will inform you in detail about our strategy
– All under the supervision of a team of lawyers specializing in Banking issues